Explore Powerful and Inspirational Quotes

Why do you need debt and intelligence?

Debt is dangerous - it's like a loaded gun. If you misuse it, you'll go down. Look at the United States: we're over $38 trillion in debt because a bunch of idiots are running the country and keep printing more and more money. That's what happens when idiots use debt.

Why rich people borrow and poor people save

Dave Ramsey says live debt free. For most people, yes. But if you want to get rich - debt is money.

Real estate lets you use smart debt

I like real estate because I can use debt.

How did you make your millions?

Real estate is how you make your money.

Find someone who's actually done it

Find a great mentor - someone who's actually done it. There are plenty of teachers and gurus out there, but dig deep and find someone with real experience. Then pay close attention and listen.

What's the worst financial advice?

You can't save your way to wealth. If inflation is 2–3% and your money earns only 1–2% in the bank, you're going backwards - your purchasing power is being eroded by inflation.

Step out of the system, then use it

Once you understand the system - Wall Street takes money from Main Street and lends it back to guys like me - you just step out of it and use it to your advantage.

Why grades don't build empires

The C students run the world.
The B students work for them.
The A students are the doctors, the lawyers, and the CPAs.

Free mentorship people are scared to ask for

I've never paid for a mentor in my entire life. Walk up to someone and say 'Can I buy you a cup of coffee?' - they almost always say yes, especially because most young people don't have the balls to do that.

Mentorship is not a scam!

My turning point to financial freedom started with mentors. It started with reading books and learning from people who had already achieved what I wanted.

Your circle of friends is bigger than your paycheck.

Speed is everything in business. Speed beats perfection every single time.

Money is not the end-all be-all

Enjoy your life, keep grinding, and remember that money is not the end-all be-all. Happiness is the goal. Go figure out how to be happy. It’s easier to be happy with money, yes - but real happiness comes from health, taking care of people, and doing right by people. Life is great.

Faster and easier always wins!

Speed always wins in business - in anything you do. Faster wins. No one ever says, “slow it down and make it more complicated.” Faster and easier always wins.

Money loves speed.

Urgency creates success - don’t delay, respond immediately

The richest and most successful people all share one trait - they respond instantly. I text or email some of the most successful people, and they respond right away. It’s not days later - it’s minutes. Because they want things off their plate, solved, and moved forward. Successful people have a sense of urgency about everything. Money loves speed. Speed always wins in business and in life. Faster and simpler always wins.

Private jets don’t define success. Just go grind!

Don’t try to chase things like flying on a private jet - that’s not how it really works. You’ve got to grind. I don’t live a fancy or showy life. I have one car, I drive myself, and I live beneath my means. I live a fantastic life, but I’ve never tried to impress anyone. Just go grind.

Bet on yourself every day!

Live beneath your means, keep saving, and keep grinding. Eventually you’ll hit one of those breakout years where everything comes together. And every day you keep going is like compounding interest - just keep betting on yourself.

The danger of thinking you've made it

Never relax. Soon as you start thinking 'I made it' - someone hungry and younger will come take your business.

Money follows winners, not chasers

When your goal is just money, you eventually get there and then you stop. Money follows - I don't focus on money at all. I focus on winning and I've made a lot of money.

The pursuit of getting better

How do I get to be the best? The truth is, it's a constant process - you never really get there. You're always trying to get better every single day.

Chase winning, not money

I am not chasing money. I'm chasing winning. I am chasing the best.

Work ethic has been my greatest asset because I'm willing to do things others are unwilling to do.

Competition builds work ethic

I love competition - it drives my work ethic. When you compete, two things happen: you either win and feel great, or you lose and learn what you need to improve so you don't lose again. Competition has driven my work ethic, and that work ethic has been my greatest asset because I'm willing to do things others are unwilling to do.