Dave Ramsey's quotes, sayings

What I Would Tell the Next Generation

If I had one guiding principle for the younger generation, it would be this: follow God.
The one and only, the great I AM—Jesus. Jesus is King.

Slow Success Lasts

People are always looking for an easy button - they want it fast. But the best barbecue is cooked the whole weekend, not in a microwave.

Small Steps Compound

How did we get here? One tiny step at a time, one tiny conversation at a time.

Even if you don't feel good, shut up and go do it anyway.

Responsibility is yours

Nobody's going to come discover you. Nobody's going to come save you. The Cavalry's not coming. You have to get up, leave the cave, kill something, drag it home. And even if you don't feel good, shut up and go do it anyway.

You have to get up, leave the cave, kill something, drag it home.

Nobody's going to come discover you. Nobody's going to come save you.

The hardest one is the first one.

Debt-Free Real Estate Strategy That Built a Billion

When real estate has no debt on it, it cash flows like crazy. Get one or two properties and pretty quickly they'll throw off enough cash to buy the third. You get this positive snowball working in your favor.

Pay cash and move slow.

Why Debt Is Just Risk With a Different Name

Debt equals risk, and the borrower is slave to the lender. We went slowly because we did it with organic cash - but when COVID hit, we didn't go out of business.

Hardest Seasons Bring You Closest to God

I met God on the way up, got to know Him on the way down.

I never hold back. I didn't get here by holding back.