If you have a memory that's more than 18 month old approximately and when you pull that memory up to mind, if you still have an emotional reaction, that means you have not fully articulated the memory. You have not analyzed it causally, you have not freed yourself from its grasp and you are carrying it like a weight and your brain responds to that. The more baggage you are carrying like that the more stress hormone cortisol your brain produces and cortisol makes you old
The problem is lack of an idea on how to create money and wealth. It isn't lack of money it's lack of ideas so if you get the idea so you can change anything. To get ideas you need a constant study of finding out
To bring value from potential we need the disciplines
Somebody once wisely said - the people who fail to plan are planning to fail